- 1921 S Alma School Rd Ste. 201 Mesa, AZ 85210
- 480-633-8722
- nina@carpenterhomeloans.com
Esta política de privacidad ha sido elaborada para servir mejor a quienes están preocupados por el uso que se hace en línea de su «Información Personal Identificable» (IPI). La IIP, tal y como se describe en la legislación estadounidense sobre privacidad y seguridad de la información, es información que puede utilizarse por sí sola o con otros datos para identificar, contactar o localizar a una sola persona, o para identificar a un individuo en su contexto. Le rogamos que lea atentamente nuestra política de privacidad para comprender claramente cómo recopilamos, utilizamos, protegemos o tratamos de cualquier otro modo su Información de Identificación Personal de acuerdo con nuestro sitio web.
¿Qué información personal recopilamos de las personas que visitan nuestro blog, sitio web o aplicación?
Al realizar un pedido o registrarse en nuestro sitio, según proceda, es posible que se le pida que introduzca su nombre, dirección de correo electrónico, número de teléfono u otros datos que le ayuden en su experiencia.
¿Cuándo recopilamos información?
Recogemos información suya cuando rellena un formulario o introduce información en nuestro sitio.
¿Cómo utilizamos su información?
Podemos utilizar la información que obtenemos de usted cuando se registra, realiza una compra, se suscribe a nuestro boletín de noticias, responde a una encuesta o a una comunicación de marketing, navega por el sitio web o utiliza algunas otras funciones del sitio de las siguientes maneras:
- Para enviar correos electrónicos periódicos sobre su pedido u otros productos y servicios.
¿Cómo protegemos su información?
No utilizamos escaneado de vulnerabilidades ni escaneado conforme a las normas PCI.
Sólo proporcionamos artículos e información. Nunca pedimos números de tarjetas de crédito.
Realizamos análisis periódicos de malware.
Sus datos personales se almacenan en redes seguras a las que sólo puede acceder un número limitado de personas que tienen derechos especiales de acceso a dichos sistemas y están obligadas a mantener la confidencialidad de la información. Además, toda la información confidencial o crediticia que nos facilite se encripta mediante la tecnología SSL (Secure Socket Layer).
Aplicamos diversas medidas de seguridad cuando un usuario introduce, envía o accede a sus datos para mantener la seguridad de su información personal.
Para su comodidad, podemos guardar los datos de su tarjeta de crédito durante más de 60 días con el fin de agilizar futuros pedidos y automatizar el proceso de facturación.
Do we use ‘cookies’?
Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.
We use cookies to:
• Understand and save user’s preferences for future visits.
• Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.
You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since browser is a little different, look at your browser’s Help Menu to learn the correct way to modify your cookies.
If you turn cookies off, Some of the features that make your site experience more efficient may not function properly.It won’t affect the user’s experience that make your site experience more efficient and may not function properly.
Third-party disclosure
We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it’s release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety.
However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Third-party links
We do not include or offer third-party products or services on our website.
Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en
Google, as a third-party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.
Facebook Pixel
The Facebook pixel is a small piece of JavaScript that an administrator of a Facebook Ads account adds to their website in order to optimize their ads, report on conversions across devices, and create custom audiences of website visitors for use in Facebook ads. The Facebook Pixel was designed from the bottom up with privacy in mind. In order to use this product, the website does not need to collect or send names, email addresses or other contact information to Facebook.
We never share information from your website with your competitors or third parties. All information we use is aggregated with millions of other signals before being read by our optimization systems. Facebook uses information obtained from websites that install Pixels to improve its ads (as noted in our terms). This data is aggregated before it’s used.
The Facebook pixel collects five types of data:
HTTP Headers – Anything present in HTTP headers. HTTP Headers are a standard web protocol sent between any browser request and any server on the internet. HTTP Headers include IP addresses, information about the web browser, page location, document, referrer and person using the website.
We use data sent by the Facebook pixel to enable you to use our ad products, to better reach people who visit your website, to optimize your ads, and provide rich reports and insights about the conversions that result from your ads. Like other businesses in this space we also use this information to improve our advertising and to serve more relevant ads to people. This is a process known as interest based advertising and it is a common industry practice.
For more information about the Facebook Pixel, visit https://www.facebook.com/business/help.
We have implemented the following:
We, along with third-party vendors such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.
Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative Opt Out page or by using the Google Analytics Opt Out Browser add on.
California Online Privacy Protection Act
CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. – See more at: https://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf
According to CalOPPA, we agree to the following:
Users can visit our site anonymously.
Once this privacy policy is created, we will add a link to it on our home page or as a minimum, on the first significant page after entering our website.
Our Privacy Policy link includes the word ‘Privacy’ and can easily be found on the page specified above.
You will be notified of any Privacy Policy changes:
• On our Privacy Policy Page
Can change your personal information:
• By emailing us
• By calling us
How does our site handle Do Not Track signals?
We honor Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.
Does our site allow third-party behavioral tracking?
It’s also important to note that we do not allow third-party behavioral tracking
COPPA (Children Online Privacy Protection Act)
When it comes to the collection of personal information from children under the age of 13 years old, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States’ consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.
We do not specifically market to children under the age of 13 years old.
Do we let third-parties, including ad networks or plug-ins collect PII from children under 13?
Fair Information Practices
The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.
In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:
We will notify you via email
• Within 7 business days
We also agree to the Individual Redress Principle which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.
CAN SPAM Act
The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.
We collect your email address in order to:
• Send information, respond to inquiries, and/or other requests or questions
• Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.
To be in accordance with CANSPAM, we agree to the following:
• Not use false or misleading subjects or email addresses.
• Identify the message as an advertisement in some reasonable way.
• Include the physical address of our business or site headquarters.
• Monitor third-party email marketing services for compliance, if one is used.
• Honor opt-out/unsubscribe requests quickly.
• Allow users to unsubscribe by using the link at the bottom of each email.
If at any time you would like to unsubscribe from receiving future emails, you can email us at nina@carpenterhomeloans.com
• Follow the instructions at the bottom of each email and we will promptly remove you from ALL correspondence.
Contacting Us
If there are any questions regarding this privacy policy, you may contact us using the information below.
carpenterhomeloans.com
Mesa, AZ, United States
