DSCR VS. Non-QM Loans
While DSCR loans are primarily for real estate investors, they still technically qualify as a non-QM loans. So, what’s the difference? Non-QM Loans are a solid option to consider for those who can qualify for a conforming loan that meets CFPB standards and are typically used by self-employed individuals for personal home purchases. DSCR loans are specifically geared towards the investment market and may have far less strict qualification requirements than traditional self-employed Non-QM loans.