Miguel Lugan

Mortgage Loan Officer

NMLS #117035
Mobile: 480-619-7378
Email: miguel@carpenterhomeloans.com

About Me

Integrity is the cornerstone of my business. I believe that a mortgage should be about building lifelong relationships, helping clients achieve the dream of home ownership and giving back. As a father of four, a Marine Corps Veteran, I believe courage is doing the right thing, even when it is difficult. Long term relationships are built on three pillars: trust, respect, and transparent communication. These attributes are the fundamental cornerstone of everything I undertake in life and business.

With 14 years of experience working in the mortgage industry, I have held many different positions during that time that attribute to my success. Working in both retail and wholesale environments has provided me with a base of knowledge that is unparalleled. I have a support team that is also unmatched in the experience and support that they provide to not only me, but my clients. My team and I are proficient in Conventional, VA, FHA, bank statements, DPA,1x close construction and more.

I am a father of four to a 26-year-old daughter, a 22-year-old son, a 18-year-old daughter and a 6-year-old daughter. My wife and I are avid hikers. I also enjoy fishing, mountain biking, snowboarding, and golfing. I dedicate time and resources to support our veterans and local communities, whenever the opportunity arises. I also am an avid reader of self-help and motivational books.

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