About Carpenter Home Loans

Experience you can trust

We are the Carpenter Team, where “Experience You Can Trust” is not just a motto, but our promise to you. Carpenter Home Loans is proudly licensed by the Arizona Department of Financial Institutions, ensuring we adhere to the highest standards of service and integrity.

Our mission is to provide personalized, comprehensive solutions for all your financing needs. Whether you are buying your first home, moving up, or refinancing, we are here to offer expert guidance every step of the way. From the initial consultation to closing, our team is dedicated to making the mortgage process seamless and stress-free, empowering you to achieve your homeownership goals with confidence.

At Carpenter Home Loans, we understand that every client is unique. That’s why we take the time to listen, assess your needs, and present all available options so you can make informed decisions that best fit your situation. Let us help you turn your dreams of homeownership into reality with the support, care, and expertise you deserve.

Step 1

CONSULTATION

Our team of industry-leading mortgage professionals will consult with you to determine the best loan options for your unique financial situation.

Step 2

APPLICATION

Once we’ve identified the appropriate financing option for you, it’s time to submit your online application to get the ball rolling on approval.

Step 3

HOME

It’s time to get started on the next chapter of your life. You’re approved, funding is secured, and it’s time to get packing.

Our Team

Meet our team of Mortgage Pros!

Nina Carpenter

Branch Manager

Luke Carpenter

Mortgage Loan Officer

Isabelle Karam

Mortgage Loan Officer

Miguel Lugan

Mortgage Loan Officer

Fortunato Beltran

Loan Officer

Diana Vega

Loan Officer Assistant