{"id":205,"date":"2024-10-26T23:40:19","date_gmt":"2024-10-26T23:40:19","guid":{"rendered":"https:\/\/carpenterhomeloans.com\/?post_type=loan-options&#038;p=205"},"modified":"2024-10-27T15:03:56","modified_gmt":"2024-10-27T15:03:56","slug":"fha-home-loan","status":"publish","type":"loan-options","link":"https:\/\/carpenterhomeloans.com\/es\/loan-options\/fha-home-loan\/","title":{"rendered":"FHA Home Loan"},"content":{"rendered":"<div id=\"1038604673\" class=\"u_1038604673 dmNewParagraph\" data-element-type=\"paragraph\" data-version=\"5\">\n<h2 class=\"m-size-24 text-align-left\"><span class=\"m-font-size-24\">What is an FHA Mortgage or Loan?<\/span><\/h2>\n<\/div>\n<div id=\"1414452008\" class=\"dmNewParagraph\" data-element-type=\"paragraph\" data-version=\"5\" data-uw-styling-context=\"true\" data-diy-text=\"\">\n<p class=\"m-size-16\"><span class=\"m-font-size-16\">FHA mortgages are insured by the Government, specifically the Federal Housing Administration (FHA). These types of mortgages are available to homebuyers who may have lower credit scores or be interested in making smaller down payments than on typical conventional purchase loans or JUMBO loans.\u00a0<\/span><\/p>\n<p class=\"m-size-16\"><span class=\"m-font-size-16\">Because of the less strict approval requirements needed to secure FHA financing, FHA loans are very popular with younger or first-time homebuyers (over 80 percent of FHA loans in 2020 were taken out by first-time homebuyers). Even though the FHA is a government entity and insures these loans, the loans themselves are actually provided by third-party mortgage lenders like us here at<\/span>\u00a0<span class=\"m-font-size-16\"><span class=\"inline-data-binding\" data-encoded-value=\"VHJldm9yIEdyYXZpbmsgLSBNb3J0Z2FnZSBFeHBlcnQ=\" data-inline-binding=\"content_library.global.company_name\">Carpenter Home Loans, LLC<\/span><\/span><span class=\"m-font-size-16\">.\u00a0<\/span><\/p>\n<p class=\"m-size-16\"><span class=\"m-font-size-16\">Think an FHA loan for a new home purchase in<\/span>\u00a0<span class=\"m-font-size-16\"><span class=\"inline-data-binding\" data-encoded-value=\"OTIxMTY=\" data-inline-binding=\"site_text.zipcode\">85233<\/span><\/span>\u00a0<span class=\"m-font-size-16\">is the right type of mortgage for you?<\/span>\u00a0<a class=\"m-font-size-16\" href=\"https:\/\/www.carpenterhomeloans.com\/get-a-quote\" type=\"page\">Contact us today<\/a>\u00a0<span class=\"m-font-size-16\">to see what level of FHA financing you\u2019re eligible for.<\/span><\/p>\n<\/div>\n","protected":false},"featured_media":206,"template":"","class_list":["post-205","loan-options","type-loan-options","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/carpenterhomeloans.com\/es\/wp-json\/wp\/v2\/loan-options\/205","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/carpenterhomeloans.com\/es\/wp-json\/wp\/v2\/loan-options"}],"about":[{"href":"https:\/\/carpenterhomeloans.com\/es\/wp-json\/wp\/v2\/types\/loan-options"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/carpenterhomeloans.com\/es\/wp-json\/wp\/v2\/media\/206"}],"wp:attachment":[{"href":"https:\/\/carpenterhomeloans.com\/es\/wp-json\/wp\/v2\/media?parent=205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}