{"id":162,"date":"2024-10-26T23:00:47","date_gmt":"2024-10-26T23:00:47","guid":{"rendered":"https:\/\/carpenterhomeloans.com\/?post_type=loan-options&#038;p=162"},"modified":"2024-10-26T23:00:47","modified_gmt":"2024-10-26T23:00:47","slug":"dscr-investment-loans","status":"publish","type":"loan-options","link":"https:\/\/carpenterhomeloans.com\/es\/loan-options\/dscr-investment-loans\/","title":{"rendered":"DSCR Investment Loans"},"content":{"rendered":"<div id=\"1619987128\" class=\"u_1619987128 dmNewParagraph\" data-element-type=\"paragraph\" data-version=\"5\">\n<h2 class=\"text-align-left\">DSCR VS. Non-QM Loans<\/h2>\n<\/div>\n<div id=\"1559416050\" class=\"dmNewParagraph\" data-element-type=\"paragraph\" data-version=\"5\" data-uw-styling-context=\"true\">\n<p class=\"m-size-16\"><span class=\"m-font-size-16\">While DSCR loans are primarily for real estate investors, they still technically qualify as a non-QM loans. So, what\u2019s the difference? Non-QM Loans are a solid option to consider for those who can qualify for a conforming loan that meets CFPB standards and are typically used by self-employed individuals for personal home purchases. DSCR loans are specifically geared towards the investment market and may have far less strict qualification requirements than traditional self-employed Non-QM loans.<\/span><\/p>\n<\/div>\n","protected":false},"featured_media":165,"template":"","class_list":["post-162","loan-options","type-loan-options","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/carpenterhomeloans.com\/es\/wp-json\/wp\/v2\/loan-options\/162","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/carpenterhomeloans.com\/es\/wp-json\/wp\/v2\/loan-options"}],"about":[{"href":"https:\/\/carpenterhomeloans.com\/es\/wp-json\/wp\/v2\/types\/loan-options"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/carpenterhomeloans.com\/es\/wp-json\/wp\/v2\/media\/165"}],"wp:attachment":[{"href":"https:\/\/carpenterhomeloans.com\/es\/wp-json\/wp\/v2\/media?parent=162"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}