{"id":154,"date":"2024-10-26T22:08:00","date_gmt":"2024-10-26T22:08:00","guid":{"rendered":"https:\/\/carpenterhomeloans.com\/?post_type=loan-options&#038;p=154"},"modified":"2024-10-26T22:27:15","modified_gmt":"2024-10-26T22:27:15","slug":"self-employed-home-loans","status":"publish","type":"loan-options","link":"https:\/\/carpenterhomeloans.com\/es\/loan-options\/self-employed-home-loans\/","title":{"rendered":"Self Employed Home Loans"},"content":{"rendered":"<div id=\"1414452008\" class=\"dmNewParagraph\" data-element-type=\"paragraph\" data-version=\"5\" data-uw-styling-context=\"true\">\n<div id=\"1038604673\" class=\"u_1038604673 dmNewParagraph\" data-element-type=\"paragraph\" data-version=\"5\">\n<h2 class=\"m-size-24 text-align-left\"><span class=\"m-font-size-24\">What is a Self Employed Home Loan?<\/span><\/h2>\n<\/div>\n<p class=\"m-size-16\"><span class=\"m-font-size-16\">Self-employed home loans are mortgages offered to individuals who own their own business and do not have proof of employment-based income. These loans require a significant amount of documentation and may not be as easy to qualify for as purchase loans, but they are the best option for homebuyers who don\u2019t make their income through a traditional source.\u00a0<\/span><\/p>\n<\/div>\n<div id=\"1619987128\" class=\"u_1619987128 dmNewParagraph\" data-element-type=\"paragraph\" data-version=\"5\">\n<h2 class=\"m-size-24 text-align-left\"><span class=\"m-font-size-24\">Self Employed Home Loans VS. Non-QM Loans<\/span><\/h2>\n<\/div>\n<div id=\"1559416050\" class=\"dmNewParagraph\" data-element-type=\"paragraph\" data-version=\"5\" data-uw-styling-context=\"true\">\n<p class=\"m-size-16\"><span class=\"m-font-size-16\">Non-QM loans are an excellent option for those who may not be able to qualify for a qualified, conforming, or conventional loan that meets CFPB standards (including those sold or insured by Fannie Mae or Freddie Mac). These non-QM options are offered by lenders like us, who can help offer customized packages to fit your specific financial needs. With that said, Non-QM loans do follow regulatory guidelines and will always consider financial factors such as your cash flow, income, debt, and more.<\/span><\/p>\n<\/div>\n","protected":false},"featured_media":155,"template":"","class_list":["post-154","loan-options","type-loan-options","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/carpenterhomeloans.com\/es\/wp-json\/wp\/v2\/loan-options\/154","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/carpenterhomeloans.com\/es\/wp-json\/wp\/v2\/loan-options"}],"about":[{"href":"https:\/\/carpenterhomeloans.com\/es\/wp-json\/wp\/v2\/types\/loan-options"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/carpenterhomeloans.com\/es\/wp-json\/wp\/v2\/media\/155"}],"wp:attachment":[{"href":"https:\/\/carpenterhomeloans.com\/es\/wp-json\/wp\/v2\/media?parent=154"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}